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Home » 13432 Windward Cove, Charlotte, NC 28278 (MLS # 4419903)

13432 Windward Cove, Charlotte, NC 28278 (MLS # 4419903)

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PRICE $550,000 dsIDX morgage calculator
BEDS 3
BATHS 2.5
HOME SIZE 2,582 sqft
LOT SIZE 23,958 sqft
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OPEN HOUSE: Saturday, 9/26 from 11-1 pm! Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer's dream offers the rare combination of mountain-like seclusion and effortless lake living "” all with NO HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer's dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings. The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room. The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard. The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience. Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination "” perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage. The finished lower basement level expands the home's entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home's abundant storage and functionality. Ideally positioned less than a mile from Lake Wylie and minutes from Terry's Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1,132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.

TRACT Harbor Estates YEAR BUILT 1988
COMMUNITY Harbor Estates GARAGE SPACES 2.0
COUNTY Mecklenburg STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Winget Park
Jr. High School Southwest
High School Palisades


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Washer/Dryer
BASEMENT Crawl Space, Daylight, Finished, Interior Entry, Storage Space, Walk-Out Access, Yes
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Electric, Heat Pump
INTERIOR Breakfast Bar, Entrance Foyer, Pantry, Storage, Walk-In Closet(s)
LOT 0.55 acre(s)
LOT DESCRIPTION Sloped, Wooded
LOT DIMENSIONS 0.55
MLS STATUS Active
PARKING Driveway, Garage Door Opener, Garage Faces Side
SEWER Shared Septic
STORIES 2
STYLE Traditional
SUBDIVISION Harbor Estates
WATER Well
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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CONTACT US ABOUT 13432 WINDWARD COVE
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Listed with EXP Realty LLC Rock Hill
Date last updated: 9/24/26 7:02 PM PDT

The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Havmoeller nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. Properties reported may be listed or sold by various participants in the MLS
© 2026 Carolina Multiple Listing Services, Inc.

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This IDX solution is (c) Diverse Solutions 2026.

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